WorkersComp

Why use a “Pay-as-you-go” service?

Pay your premium automatically through our pay-as-you-go service powered by AP Intego Insurance Group, LLC. Your payments will be based on actual payroll for each pay period and debited directly from your bank account. Simple and clean.

AP Intego is an insurance agency that works with several insurance companies so you get competitive rates and the convenience of a one-stop shop.

Don’t take the risk…protect your business…and obtain Workers’ Compensation! And now, with the new Pay-As-You-Go Method, it’s never been easier, cheaper, and smoother!

Why do I need workers’ compensation insurance?

Workers’ compensation insurance protects an employer from two main risks:

The risk of being held financially responsible for an employee’s medical costs and lost wages if he/she is injured or becomes ill on the job or due to a job-related matter.
And…the risk of receiving fines and penalties for not having the required insurance.

***Did you know?…In the state of California, the law requires employers to have workers’ compensation insurance even if they have only one employee.

The Advantages of Pay-As-You-Go Workers’ Compensation

Pay-As-You-Go Method
The Old Method

Ensures Accuracy

Since your premium will be based on your actual payroll as opposed to estimates, you’ll eliminate the risk of a surprise bill at the end of the year.

Improves Cash Flow

No down-payment required thus improving cash flow.

Saves You Time

Premiums are automatically withdrawn, reducing chance of audit risk.

Ensures Accuracy

The old method utilizes estimates to determine your premium. Therefore, at the end of the year, after the year-end audit, you’ll discover what you actually owe. Unfortunately, if you underpaid, you’ll have a bill to address.

Improves Cash Flow

Large down payment is required with payments based on estimated payroll to follow.

Saves You Time

Writing checks and working hours with the insurance company on the audit at year-end.

Get A Quote on Pay As You Go Workers Comp